SIC Life Insurance and Financial Planning Services

SIC offers a full range of life insurance plans for many needs. We work with our clients to help them prepare for the future for their families and businesses. We have a full complement of planners available, including Accounting Firms, Estate Attorneys, Tax Attorneys and Trust Officers and Trust Departments.

We can assist with any type of life insurance essentials from term life to cover young families, to business continuation planning, business buy-sell planning, key person coverage and supplemental retirement plans. We specialize in working with wealthy families and individuals in planning their estates and funding for estate liquidity. We have on staff Chartered Life Underwriters (CLU) and Charted Financial Consultants (ChFC) to assist in all of these needs.

SIC Long Term Care Planning

Long Term Care (LTC) is one of the most under developed financial burdens that can place a family or individuals financial future in peril. Our experts can assist you with preparing to fund LTC, and have many tools available to do so. We offer traditional LTC policies. We also offer Hybrid Life and LTC coverage which allows you to plan for your LTC needs. These products have the ability to recover your investment in a return of premium should you not need LTC coverage or a death benefit to recover your premium for LTC coverage. Our specialists can also assist you in selecting an Elder Care Attorney to help you plan for this large life event.